Jenn Hoberg
Licensed Mortgage Professional
NMLS# 1532355
Homeowners Financial Group USA, LLC | NMLS#93718
121 South Story Street | Rock Rapids, IA 51246
2014-0099 | MN-MO-93718 | NE93718 | ML 05089
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Jenn Hoberg
Licensed Mortgage Professional
NMLS# 1532355
Homeowners Financial Group USA, LLC | NMLS#93718
121 South Story Street | Rock Rapids, IA 51246
2014-0099 | MN-MO-93718 | NE93718 | ML 05089
You can afford $300,000
Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Total Amount Paid: $240,000
Estimated insurance needed: $667/month
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackSince we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete the most important financial transaction they will ever have–purchasing a home. With exceptional customer service and team members with a true passion for what they do, we don’t just make loans, we put the home of your dreams within your grasp. Every team member at Homeowners Financial Group is part of a family. We take care of your family by working tirelessly to help you attain your goal of homeownership. When you love what you do, word gets around. We’ve earned an impressive list of awards from notable organizations for our excellence in the mortgage industry. The Business Journal named HFG as one of the Best Places to Work for nine consecutive years, and we have received the ACE Award, MAC Award, AREA Award, Sterling Award, and CareerBuilder’s Top Company award. These accomplishments stem from our unparalleled company culture and constant community involvement. At the core of our corporate culture is the concept of giving back to the communities that have been so important to our success, by donating our time and resources to numerous foundations. HFG is proud to be a co-founder of the Care Fund, a non-profit organization that supports families with ill children who are struggling with their mortgage or rent payments.
DISCLAIMER
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.
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Jenn Hoberg
Licensed Mortgage Professional
NMLS# 1532355
Homeowners Financial Group USA, LLC | NMLS#93718
121 South Story Street | Rock Rapids, IA 51246
2014-0099 | MN-MO-93718 | NE93718 | ML 05089
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